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What’s a Legacy Drawer? Simply put, it is where your legacy is stored…more specifically where documents pertaining to your legacy are stored. In the event of your inevitable death, it’s important to leave clear instructions for your loved ones to carry out your wishes. Grief is a heavy burden to bear, you don’t want to add confusion to that grief.
It’s your responsibility to lighten this load, and ease the burden before that time comes.


What type of things should you keep in a legacy drawer? Any pertinent information, instructions, or documents that your loved ones need to carry out final arrangements and fulfill your legacy.

Items to keep in a “Legacy Drawer”:
Insurance Policies
Power of Attorney Documents and other Legal Documents
A Will, Estate Plan, Funeral Instructions
Medical histories

Letters, videos, memoirs
All Financial Assets/Accounts
Bank Accounts and Bank Locations
Retirement Funds
Safe Deposit Box Keys
Deeds, Titles
Tax Returns & Monthly Budget

download-1 Deed

All of these documents should be kept in a “Legacy Folder” or “Legacy Binder” which, should be located in a safe and secure drawer that your loved ones are aware of and will be able to gain access to at the time of your death. Don’t send your grieving loved ones on a scavenger hunt at one of the most difficult times in their lives.  Be a good steward of what you have been blessed with by easing their burden. It doesn’t matter how much or how little you believe you have. It’s imperative that you create a “Legacy Drawer”.  Not only for you, but for your loved ones.

What is a Financial Coach?

What exactly is a financial coach and what exactly do they do? Think of them as a personal trainer for your finances. I also like to paint this picture for my clients. Think of us as architects for your financial house. We may have to start from scratch if you have no knowledge of finances. Build a foundation, which means setting up a savings and budgeting plan. Sometimes, we even have to renovate. By this, we aim to tear down old harmful thoughts, habits, and relationships with money. Shore up the foundation and rebuild it into a better and bigger financial home.



We motivate others to make smart financial changes.

Help you set financial goals, such as setting up an emergency fund or getting out of debt.

We hold you accountable while walking along side of you during your financial journey.

You may be in need of a financial coach if you fit into any of these scenarios:

You are not happy in your current financial situation and don’t know where to start.

You feel like you are financially stuck in the mud and are having a hard time pulling yourself out.

You are planning on making a large purchase, such as a home or vehicle, soon.

Would like for someone to hold your accountable along the way.

In need of someone to teach you techniques and best practices when it comes to personal finance.

I do have to mention that a financial coach is not the same as a financial advisor.

A financial advisor typically assists you with managing your assets, retirement planning, and directing and growing your investment portfolio.

A financial coach cannot legally give investment advice, stock tips or picks, but they can teach you about the stock market.

Genetic counseling advisor communicating with couple at home


If you feel like you may be in need of a financial coach, we would be happy to work with you to help you achieve your financial goals. Please contact us for a 15-minute complimentary consultation.



At the time of writing this, things are loosening up around the U.S. and several businesses are beginning to reopen with special guidelines. Gyms are amongst those businesses. Many of you are eager to get back on the “gain train” while others who are just as anxious have a big concern about safety as well. If you are one who is hesitant about returning to the gym, here are 5 precautions to take that may ease your apprehension and increase your safety regarding Covid-19.
Don’t go during peak hours – This can help reduce contact with other people and help with social distancing. The more people that are in the facility, the more difficult it will be for proper social distancing to be adhered to. Saskia Popescu, a senior infection prevention epidemiologist at George Mason University, suggests that if you are seeing a big spike in coronavirus cases in your region, you may want to wait before returning to the gym.
Get in and get out – Be expedient and efficient. Limit your time inside the gym by warming up or cooling down outside, limiting your exposure. Have your music ready and preworkout routine done before you enter the building. You may even want to consider changing your clothes and showering at home if possible.
Wipe down the exercise equipment – The gym should have cleaning supplies or disinfectant wipes available to use. Wipe down the equipment before and after each use. You will want to make sure that the wipe is still wet and allow the equipment a moment to air dry to allow for maximum disinfecting capability.
cleaning gym
Wear a mask – Most gyms are not requiring this, but it is recommended. It may be uncomfortable or make breathing slightly more difficult, but it is an added layer of protection.
 pink mask mask workout
Homework – Call ahead to the gym and ask what changes and protocols have been put in place to increase safety in the gym in regard to the coronavirus. Don’t be afraid to ask what cleaning products and disinfectants are being used. A lot of gyms are using the disinfectant, Rejuvnal, which is used in hospital intensive care units. Another disinfectant this is being used is QT3, which is even more powerful than Rejevnal.
Depending on who you speak with, it is about a 50/50 coin toss on whether it is safe to return to the gym or to wait it out a bit longer. The bottom line is to be careful and vigilant. Do what you need to do that matches your comfort level.