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Debt to Income

What is a Debt-to-Income Ratio???

Monday, 06 January 2020 by

What is a Debt to Income Ratio and why is it important?  A couple of days ago I posted a debt to income(DTI) ratio formula illustration on Instagram.(Follow me @Koach_Carter) Then it occurred to me that I may need to go more in depth about DTIs, what is considered a good or bad ratio, and

starting line

Start Now…

Thursday, 26 December 2019 by

A good friend of mine, Mark Jackson from Leverage Your Life, and I were talking a few weeks ago about the concept of finishing strong when it comes to your goals. We discussed the illustration of when you are running a race. Coaches tell you to finish strong and run through the finish line instead

above water car1

In a previous post, we spoke about ways to get out of an “underwater” car loan. In this post, we will discuss a few ways to avoid getting into an “underwater” situation in the first place.   When you become interested in purchasing a vehicle, the first step you should make is to check your


You might have heard the phrases “upside down” or “underwater” when it comes to real estate. The same can apply to your vehicle. The meaning of this phrase refers to owing more on the loan balance than what your home or car is worth. For the purposes of the writing, we are discussing auto loans.